Without limitation, You must not:
You must not access or use for any commercial purposes any part of the Site or any services therein.
You understand and agree this Site is provided for Your personal, non-commercial use, and informational purposes only. This Site is intended for users who are at least eighteen (18) years old. Persons under the age of eighteen (18) are not permitted to use or register for the Site. We reserve the right to withdraw or amend this Site, including any service and material We provide through this Site, and any service or material We provide on the Site, in Our sole discretion without notice. If you submitted information to Us, We may conclude the information You submitted does not meet our criteria for follow-up. We reserve the right, in our sole and absolute discretion, to determine whether Your submissions merits follow-up. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, We may restrict access to some parts of the Site, to You, or other current users. Any other use of the Site not granted or stipulated herein requires the prior written consent from Us. Please know the Site is not tailored to comply with industry-specific regulations, such as the Health Insurance Portability Act (HIPPA) and Federal Information Security Management Act, among others, in which You may not use the Site if your interactions would be subjected to such laws.
By accessing, browsing, using, and/or submitting information to Us on this Site, You represent and warrant that:
*By submitting this information to PJ, You consent to receiving contact by email or telephone at the number You provided, either by PJ, an agent, affiliate, partner, or representative thereof. This contact may include communication through an email, autodialer, automatic telephone dialing system, text message, or pre-recorded call. You acknowledge that standard message and data rates may apply. You acknowledge that submitting information through this Site constitutes Your electronic signature and You consent to being contacted.
You understand and agree the Content within the Site is made available solely for general information purposes, is generic in nature, is not intended as individual, personalized advice and is not financial, legal, or health advice. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance You place on such information is strictly at Your own risk. We disclaim all liability and responsibility arising from any reliance placed on Content within the Site by You or any other visitor to the Site or other services platforms, or by anyone who may be informed of any of its contents. We shall not be obligated to correct or update the Content within the Site and shall not be liable for omissions, typographical errors, inaccuracies, or out-of-date information which may appear in the Site. Nonetheless, We reserve the right to correct any omissions, typographical errors, inaccuracies, or out-of-date information and to change or update the information on the Site at any time, with or without notice.
You understand and agree the Site may contain advertisements. The inclusion of advertisements in the Site does not imply endorsement of the advertised products or services. PJ shall not be responsible for any loss or damage of any kind incurred as a result of the presence of such advertisements in the Site. If you are an advertiser, you shall take full responsibility for any advertisements you place on the Site and any services provided on the Site or products sole through those advertisements.
10.2 You understand and agree the party filing a binding arbitration must submit Claims to either the American Arbitration Association (“AAA”) or the National Arbitration and Mediation (“NAM”), following any rules and procedures provided forthwith by each service respectively, for initiating and pursuing a binding arbitration. Any binding arbitration hearing that You attend will be held at a place chosen by either the AAA or NAM, if necessary, or in San Juan, Puerto Rico as described below in subsection 12.2, or at some other place to which You and PJ agree in writing, and the arbitrator shall apply the substantive laws of the Commonwealth of Puerto Rico consistent with the Federal Arbitration Act. YOU SHALL NOT BE ENTITLED TO JOIN OR CONSOLIDATE CLAIMS IN ARBITRATION BY OR AGAINST OTHER USERS OR TO ARBITRATE ANY CLAIM AS A REPRESENTATIVE OR MEMBER OF A CLASS OR IN A PRIVATE ATTORNEY
GENERAL CAPACITY. You may obtain copies of the current rules, and forms and instructions for initiating a binding arbitration by contacting either the AAA or NAM by using the contact information noted below.
10.3 American Arbitration Association (“AAA”) – Website: adr.org
10.4 National Arbitration and Mediation (“NAM”) – Website: namadr.com
10.6 You understand and agree, initially, each party to the binding arbitration will bear his/her/it’s own expenses/fees, including, without limitation, each party’s attorney(s), expert(s), witness(es), administrative costs, and any other related expenses/fees, regardless of which party prevails. You understand that a party may recover any or all expenses/fees from another party if the arbitrator, applying applicable law, so determined in the final order and/or ruling.
10.7 YOU UNDERSTAND AND AGREE ANY CLAIM YOU HAVE MUST BE COMMENCED WITHIN THE STATUTE OF LIMITATIONS UNDER THE SUBSTANTIVE LAWS OF THE COMMONWEALTH OF PUERTO RICO, YOU AND PJ HEREBY VOLUNTARILY AND KNOWINGLY WAIVE ANY RIGHT EITHER MAY HAVE TO A JURY TRIAL.
10.8 You understand and agree We will not choose to arbitrate any Claim You bring in small claims court. However, if such a Claim is determined by the court to be outside its jurisdiction, the Parties agree that the dispute shall then be submitted to binding arbitration.
10.9 You understand and agree that any orders and/or rulings of the arbitrator shall be in writing and shall be binding and final upon You and Us.
10.10 You understand and agree that, as a result of agreeing to arbitrate all legal disputes, You are waiving rights that include the right to bring an action in court, the right to a jury trial, the right to broad discovery, and the right to an appeal. You understand that, in an arbitration proceeding, the case is decided by one or more arbitrators and not by a judge or jury.
You understand and agree:
11.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, PJ EXPRESSLY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF QUALITY, AVAILABILITY, HIDDEN DEFECTS, TITLE, NONINFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER PJ NOR ANY PERSON ASSOCIATED WITH PJ REPRESENTS, GUARANTEES, OR ASSURES THAT OUR SITE IS ACCURATE, TIMELY, RELIABLE, COMPLETE, ERROR FREE, VIRUS FREE, UNINTERRUPTED, OR THAT A DEFECT WILL BE ANY SERVICES OBTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
11.2 TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PJ WILL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR OTHER INDIRECT DAMAGES, REGARDLESS OF HOW CAUSED, THEORY OF LIABILITY, OR WHETHER WE (OR OUR LICENSORS, AGENTS, AFFILIATES, REPRESENTATIVES, OR SUPPLIERS) HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL CUMULATIVE LIABILITY AND OUR LICENSORS AND SUPPLIERS ARISING OUT OF THIS AGREEMENT IS LIMITED TO ONE HUNDRED DOLLARS ($100).
11.3. THIS AGREEMENT DOES NOT AFFECT YOUR STATUTORY RIGHTS AS A CONSUMER. HOWEVER, WE SHALL BE ENTITLED TO THE MAXIMUM LIMITATIONS AND EXCLUSIONS PERMITTED, AND IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED ONE HUNDRED DOLLARS ($100).
12.1 You understand and agree that all matters relating to the Site and Our Agreement, and any dispute arising therefrom or related thereto, shall be construed, governed by, and enforced under the substantive laws of the Commonwealth of Puerto Rico, and hereby applicable to any party domiciled in, residing in, contracting in (whether or not executed and wholly performed within the Commonwealth of Puerto Rico), or otherwise purposefully availing themselves within the Commonwealth of Puerto Rico.
12.2 You understand, agree and submit to the jurisdiction of the State and Federal courts situated in New Haven County, Connecticut, USA in all disputes arising out of or related to the use of the Site and You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts, or by any other legally constituted body having such jurisdiction.
12.3 YOU UNDERSTAND AND AGREE TO HEREBY WAIVE ANY RIGHT YOU MAY NOW HAVE OR HEREAFTER POSSESS TO A TRIAL BY JURY IN CONNECTION WITH ANY ACTION OR PROCEEDING ARISING UNDER THE AGREEMENT OR YOUR USE OF OUR SITE.
You understand and agree this Agreement shall constitute the entire agreement You have with Us regarding the subject matter hereof and supersedes any and all prior or inconsistent understandings. Our Agreement cannot be amended, modified, or terminated except as described herein or by a separate writing signed by Us or an authorized agent, affiliate, or representative.
You understand and agree if any provision herein is deemed to be unlawful, invalid, void, illegal, or otherwise unenforceable by a court of competent jurisdiction or by any other legally constituted body having jurisdiction to make such a determination, the Parties rights and obligations hereto shall be reduced only to the extent required to remove the unlawful, invalid, void, illegal, or otherwise unenforceable portion. The Parties intend such provisions, if necessary, be changed in scope to an extent deemed necessary to render the provision reasonable and enforceable, or stricken, whereas the remainder of this Agreement will in no way be unlawful, invalid, void, illegal, or otherwise unenforceable. PJ and You agree each and every provision herein is severable.
You understand and agree any action that may be construed as a waiver of any breach of any provision herein shall not constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made by a separate writing signed by Us or an authorized agent, affiliate, or representative.
You understand and agree You shall not sell, assign, transfer, charge, convey, make over or purport to sell, assign, transfer, charge, convey, or make over Your rights under this Agreement. Any purported assignment shall be null and void. Headings are purely for reference and shall not affect meaning.
You understand and agree You may not make or initiate any demand, claim, or action against Us, regardless of form or the basis of the claim, more than one (1) year after the cause of action has arisen (or if multiple causes, from the date the first such cause arose).
You understand and agree if We believe, have reason to believe, or are notified of anything that could compromise or endanger the health or safety of any person, could cause damage (tangible or intangible), could adversely affect, infringe upon or misappropriate anyone else’s rights, harasses, or interferes with any other user, interferes with or bypasses security or other protective measures, violates any law or regulation or this Agreement, We have the right, reserving cumulatively all other rights and remedies available to Us at law, in equity and under Our agreement with You, to report and provide information to any and all regulatory and law enforcement authorities and agencies and take any action permitted by law. YOU WAIVE AND HOLD HARMLESS PJ AND OUR AGENTS, AFFILIATES, AGENTS, LICENSORS, LICENSEES, SPONSORS, PARTNERS, ADVERTISERS, CONTENT PROVIDERS, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ACTION TAKEN BY PJ DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER PJ OR LAW ENFORCEMENT AUTHORITIES.
Date of Last Revision: 10/31/2023